head to head · open source
Fincept Terminal vs Actual
Fincept Terminal has 33,359 GitHub stars, 4,760 forks, 3 open issues and last shipped 8 days ago. Actual has 29,923 stars, 3,242 forks, 252 open issues and last shipped yesterday. Fincept Terminal leads on adoption by 11% (33,359 vs 29,923 stars). Fincept Terminal is written in C++ under a custom or non-standard licence; Actual is written in TypeScript under MIT. Fincept Terminal has attracted 14% as many forks as stars, Actual 11%. Actual was the more recently maintained of the two, and both are self-hostable with no licence fee. The two share 1 topic tag (finance), so they are genuine substitutes rather than adjacent tools.
Two open source projects, one decision. Both are free and self-hostable — the differences are community size, license terms, language stack and release pace.
← all 20902 open source comparisons
Side by side
| Fincept Terminal | Actual | |
|---|---|---|
| GitHub stars | ★ 33K | ★ 30K |
| License | Custom / other | MIT |
| Written in | C++ | TypeScript |
| Last push | 2026-10-26 | 2026-11-02 |
| Forks | ⑂ 4.8K | ⑂ 3.2K |
| Self-hosting | Yes | Yes |
| Data ownership | Your server | Your server |
pick Fincept Terminal if
- You weight community size — 33K stars and counting
- You want the Custom / other license terms
- Your stack matches C++
- You value the larger contributor base for long-term maintenance
pick Actual if
- You want the Actual feature set and don't need the biggest community
- You prefer the MIT license terms
- Your stack matches TypeScript
- You evaluated both and Actual fits your workflow better
About Fincept Terminal
[!IMPORTANT] 🔒 Fincept Terminal Enterprise — the private edition. Launch price: 90% off, ends soon. Proprietary real time data · Multi agent AI research · Live broker & algo execution · Priority support Plan Was Launch price : : : : : Exclusive $99 $10 /user/mo Exclusive+ ⭐ Most popular $199 $20 /user/mo Exclusive Pro $299 $40 /user/mo Early seats locked in at launch price for life · No annual lock in, cancel anytime · This open source repo stays free under AGPL 3.0 Fincept Terminal Your Thinking is the Only Limit. The Data Isn't. State of the art financial intelligence platform with institutional grade…
read the full Fincept Terminal overview →
About Actual
Getting Started Actual is a local first personal finance tool. It is 100% free and open source, written in NodeJS, it has a synchronization element so that all your changes can move between devices without any heavy lifting. If you are interested in contributing, or want to know how development works, see our contributing document we would love to have you. Want to say thanks? Click the ⭐ at the top of the page. Key Links Actual discord community. Actual Community Documentation Frequently asked questions Installation There are four ways to deploy Actual: 1. One click deployment via PikaPods ( 2.00 $/month)…
read the full Actual overview →
More in Productivity & Utilities
Related comparisons
More Personal Finance Management projects
Compare either of these against the rest of the Personal Finance Management field.
Frequently asked questions
Is Fincept Terminal or Actual more popular?
Fincept Terminal has 33,359 GitHub stars and Actual has 29,923. Fincept Terminal has the larger community by that measure.
Are Fincept Terminal and Actual free?
Both are open source. Fincept Terminal has no licence declared in this registry, and Actual is licensed under MIT. Both are free to self-host.
What is the difference between Fincept Terminal and Actual?
Fincept Terminal is written in C++ and Actual in TypeScript. The practical differences are community size, licence terms, language stack and release cadence — all compared in the table above.
Which should I choose, Fincept Terminal or Actual?
Choose Fincept Terminal if you want the larger community (33,359 stars) or its Custom / other licence terms. Choose Actual if its feature set, stack or MIT licence fits better. Both are self-hostable.