[opensourcedex]

Fincept Terminal is a free, open source personal finance management project written in C++ and released under a custom open-source licence. It has 33,359 GitHub stars, 4,760 forks and 3 open issues, and was last pushed 7 days ago. On this registry it ranks #1 of 11 tracked projects in Personal Finance Management, with 5 head-to-head comparisons available. It gained 1,240 stars over the last 30 tracked days.

Fincept Terminal — Open-source financial terminal for data-driven insights

What is Fincept Terminal ?

What it is

Fincept Terminal is an open-source financial terminal built in C++ with Qt6, designed to deliver institutional-grade market analytics, investment research, and economic data tools in a desktop environment. It provides interactive interfaces for exploring financial data, running quantitative analyses, and executing trading strategies. The project lives in the fintech ecosystem and serves as a free, community-driven alternative to proprietary terminals like Bloomberg Terminal.

The project solves the problem of limited access to professional financial tools by offering a self-hostable, transparent platform for market data analysis, algorithmic trading, and AI-assisted research—without requiring subscription fees for core functionality. While an enterprise variant with real-time data and multi-agent AI is offered commercially, the open-source version remains freely available under AGPL-3.0.

Key capabilities

  • Real-time and historical market data visualization across global exchanges
  • Algorithmic trading strategy backtesting and execution via broker integrations
  • AI agents for automated investment research and report generation
  • Economic and financial data querying with support for custom data sources
  • Interactive charting engine with technical indicators and custom overlays
  • Portfolio management tools for tracking positions, P&L, and risk metrics
  • Python scripting integration for extending analysis and automation workflows

Who uses it and how

  • Quantitative researchers use it to prototype and backtest trading strategies before live deployment
  • Individual investors run investment research workflows and visualize macroeconomic trends
  • Developers extend functionality using Python bindings or contribute to the C++ core
  • Educators and students use it as a learning platform for financial data analysis and algorithmic trading
  • Small trading firms deploy self-hosted instances to avoid recurring SaaS costs while retaining control over data

Getting started

The application is distributed as prebuilt binaries for Windows, macOS, and Linux via GitHub Releases; it can also be built from source using CMake. A Docker image is available for containerized deployment. The enterprise edition is deployed via web signup at https://fincept.in/enterprise/signup.

When to use it — and when not to

Use Fincept Terminal when you need a self-hosted, transparent financial analytics platform with no per-user licensing fees and want to avoid vendor lock-in. It is not ideal for users requiring guaranteed real-time data feeds without configuring external providers, or for teams needing 24/7 enterprise-grade SLAs without upgrading to the proprietary edition. The open-source version lacks built-in real-time data ingestion and multi-agent AI automation—these are reserved for paid tiers. Self-hosting requires managing local storage, database persistence, and optionally SMTP for notifications.

project readme (upstream, from github) — read inline

[!IMPORTANT]

🔒 Fincept Terminal Enterprise — the private edition. Launch price: 90% off, ends soon.

Proprietary real-time data · Multi-agent AI research · Live broker & algo execution · Priority support

Plan Was Launch price
Exclusive $99 $10 /user/mo
Exclusive+ ⭐ Most popular $199 $20 /user/mo
Exclusive Pro $299 $40 /user/mo

Claim launch price   Compare plans

Early seats locked in at launch price for life · No annual lock-in, cancel anytime · This open-source repo stays free under AGPL-3.0

Fincept Terminal

License: AGPL-3.0 C++20 Qt6 Python Hits

Fincept-Corporation%2FFinceptTerminal | Trendshift

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Your Thinking is the Only Limit. The Data Isn't.

State-of-the-art financial intelligence platform with institutional-grade financial analytics, AI automation, and unlimited data connectivity.

📥 Download · 🏢 Enterprise · 💳 Pricing · 📖 Manual · 💬 Discussions · 💬 Discord

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Fincept Terminal


Equity Research
Portfolio
News
Node Editor

About

Fincept Terminal is a native C++20 desktop terminal for financial research — Qt6 UI, embedded Python 3.11 analytics, one binary, no Electron.

Two editions run on one data core. Enterprise is the private, closed-source build the team develops daily, for funds, family offices and research desks. This repo is the free AGPL-3.0 edition — learning, personal use, academic research — shipping one release a month.

Use the open build if you're a student, hobbyist or academic. Use Enterprise if you're a firm, or if the terminal is how you earn: AGPL copyleft won't apply, and the open build's real cost is your own data and LLM bills, charged per token with no ceiling.

Open Source Enterprise
Licence AGPL-3.0 — strong copyleft Proprietary — no copyleft to manage
Cost Free, plus your own data and LLM bills $99 / $199 / $299 $10 / $20 / $40 per user/month — launch pricing
Data Free public feeds, your own API keys Private datasets, deeper history, point-in-time
AI Bring your own LLM key 400–5,000 credits included · multi-agent research · private dataroom
Trading Paper trading + broker integrations Live broker routing + live algo deployment
Controls — SSO/SAML, audit logs, RBAC, SLA-backed support

See Enterprise → · Full comparison · Pricing · FAQ

Enterprise

41 modules across six desks — agentic research, quant lab and backtesting, deep fundamental research, markets and execution, macro and global intelligence, and your own workspace. All of it in a 700-page manual.

Exclusive Exclusive+ ★ Exclusive Pro
$99 $10/user/mo $199 $20/user/mo $299 $40/user/mo
AI credits / month 400 2,000 5,000
Deep research + agent teams — ✓ ✓
Live broker trading + algo — — ✓

Monthly billing, no lock-in, no seat minimum, 10% off quarterly — at launch pricing that is $120–$480 per user per year, against roughly $27,000 for a Bloomberg seat. Universities: 5 Exclusive Pro seats for $699/month. These plans are the whole price list: no negotiated pricing, no separate commercial licence.

Enterprise needs its own account — free Fincept logins don't sign in to it.

Create account · Book a walkthrough

Install

Latest release: v4.5.0 — View all releases

Platform Download Run
Windows x64 FinceptTerminal-Windows-x64-setup.exe Run installer → launch FinceptTerminal.exe
Linux x64 (AppImage) FinceptTerminal-Linux-x64.run chmod +x → run installer
Linux x64 (Debian/Ubuntu) FinceptTerminal-Linux-x64.deb sudo apt install ./FinceptTerminal-*.deb
Linux x64 (Fedora/RHEL) FinceptTerminal-Linux-x64.rpm sudo dnf install ./FinceptTerminal-*.rpm
macOS Apple Silicon FinceptTerminal-macOS-arm64.dmg Open DMG → drag to Applications

Build from source — Linux/macOS: git clone … && ./setup.sh. Windows and manual builds, the pinned toolchain (CMake 3.27.7 · Ninja 1.11.1 · Qt 6.8.3 · Python 3.11.9) and troubleshooting live in docs/GETTING_STARTED.md. Versions are pinned — newer or older ones are unsupported.

Looking for the Enterprise build? It has its own signed installers for Windows, macOS and Linux, behind an Enterprise login — get them here.

What's in the open build

  • Analytics — DCF, portfolio optimisation, VaR/Sharpe, derivatives pricing, fixed income, alternatives, plus an 18-module QuantLib suite
  • AI — 37 trader/investor, economic and geopolitics agents; bring your own key (OpenAI, Anthropic, Gemini, Groq, DeepSeek, OpenRouter, Ollama)
  • Data — 100+ connectors: FRED, IMF, World Bank, DBnomics, AkShare, Polygon, Kraken, Yahoo Finance, government APIs
  • Trading — crypto and equity feeds, paper-trading engine, 16 broker integrations
  • Automation — visual node editor, MCP tools, AI Quant Lab (ML, factor discovery, RL)
  • Global intelligence — maritime tracking, geopolitical analysis, relationship mapping

Native C++20 · Qt6 · embedded Python 3.11 · single binary · no Node.js, no browser runtime.

How this repo is maintained

This repo stays public and will not be deleted. Everything already released stays released.

It now ships one release a month rather than continuous development, because the team's daily work is on Enterprise. Issues and pull requests are still reviewed, and fixes land on the monthly cycle. Security reports go to support@fincept.in.

Contributing

New data connectors, AI agents, analytics modules, C++ screens and documentation are all welcome.

Contributing guide · C++ guide · Python guide · Architecture · Report a bug · Request a feature

Also from Fincept

  • Fincept Data API — 500+ REST endpoints, 423,000+ instruments, 2,000+ sources. Free tier included with any account.
  • Quantcept — open-source, AI-powered command-line finance terminal (Apache-2.0).

License

AGPL-3.0-or-later — full text in LICENSE.

Free for personal use, learning and academic research. AGPL-3.0 is strong copyleft, not permissive: distribute a modified build, or run one as a service other people reach, and you must publish your changes under the same licence. For most legal teams that is the row that ends the discussion — which is why firms take Enterprise, which is proprietary and carries no copyleft obligations to manage. Personal, non-distributed use carries no obligations.

Fincept no longer sells a separate commercial or academic licence for this repository. Commercial, enterprise and university needs are served by Fincept Terminal Enterprise at the published prices above.

Trademarks. "Fincept", "Fincept Terminal" and the Fincept logo are trademarks of Fincept Corporation. Use in any forked, derivative, rebranded or commercial product requires prior written permission.

Questions: support@fincept.in · Terms · Privacy

© 2025–2026 Fincept Corporation. All rights reserved.

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Frequently asked questions

Is Fincept Terminal free to use?

Fincept Terminal is open source. There is no licence fee and no seat count — you can self-host it or, where the project offers one, pay a vendor for a managed version instead.

What does Fincept Terminal do?

Open-source financial terminal for data-driven insights

What is Fincept Terminal written in?

Fincept Terminal is primarily written in C++. Its source is publicly available at https://github.com/fincept-corporation/finceptterminal, and it has 33,359 GitHub stars.